Sunday, July 1, 2007

June Results

With June over, I have official results:

Category Budget Actual Difference
food $300.00 $168.80 $131.20
housing $500.00 $450.00 $50.00
entertainment $300.00 $142.09 $157.91
transport $200.00 $149.64 $50.36
clothing $150.00 $65.00 $85.00
travel $400.00 $225.18 $174.82
health $200.00 $181.52 $18.48
beauty $100.00 $26.76 $73.24
education $0.00 $0.00 $0.00
misc $300.00 $217.12 $82.88

total $2,450.00 $1,626.11 $823.89

Considering how I thought the month was going to go, I feel pretty good. I started out the month with a weekend in Boston, spent a weekend in NYC and finished the month in Hawaii, but still managed to keep my costs under control. My Miscellaneous category was a little high, but there were a number of gifts, with graduations, birthdays, father's day and a wedding. I am especially pleased with my food - dining in category. For less than $70 spent on food, I managed to provide myself with 22 days of food. Close to $3/day is very efficient eating. Other than that, I did actually get my prescription filled, but that only happens every few months, so hopefully things will generally be similar to this in months to come.

Even better, when I looked at how much I've spent over the last 4 months (since I started tracking my spending) and compared it to my net income, it came out to 44%. This is in addition to the 6% of pretax income going into my 401k, and the donations to my HSA. I'm feeling pretty good about my saving.

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